SCAMS?

   Beware! There are scams among us, hiding in the guise of legal businesses that have been around for so long we accept them as legitimate.  Three of them come quickly to mind:
  1. Banks
  2. Insurance Companies
  3. Travelers Checks
   I'm not sure about State and National Governments but they are under my scrutiny and I expect to come to a conclusion in the near future.  The reason I suspect government as a potential scam artist is because I finally figured out what John F. Kennedy really meant when he said, "Ask not what your country can do for you, but what you can do for your country."  When the code is translated it takes the following form. "Don't ask me what I am going to do for you, what are you going to do for me?"  That seems to justify a lot of what goes on in this nation. 
   Banks say to us, "Give us your hard earned money and we will protect it and pay you a small amount of interest, but don't go below the minimum balance (that means we want some of your money permanently).  We will loan out the money you have saved with us to a third party and charge a large amount of interest thereby making the bank a profit by using your money as though it were our own. Oh and you want access to the money you have given to us to hold?  Not a problem.  All you'll have to do is pay a checking account fee, an ATM fee, a debit card fee or any other fee we can come up with and foist off onto our patrons.
   Insurance companies say,"Pay us a monthly fee and we will 'insure' your home, automobiles, your health or whatever.  Pay us this fee year after year and we will give you a 'discount' for not making any claims.  Oh and by the way if you do make a claim we will take away your discount and charge you more per month for the privilege of having us insure your property or health. After all we have to recoup the money we had to pay out on your claim."  What this means is, "Give us your money year after year and don't make us give any of it back.  If you do make a claim we will punish you."
   Travelers check companies say,"Give us your real money and we will give you fake money to carry around.  While you are carrying around the fake money we will invest the real money and keep the profits.  Oh and by the way you will have to pay us a fee to let us give you the fake money in the first place."
 
   The reason I'm not so sure about the government is that they are the ones who let the banks, insurance companies and travelers check companies get away with the scam hindered only with a few taxes here and there.